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WASHINGTON — President Obama will propose in his State of the Union address a package of modest initiatives intended to help middle-class families, including tax credits for child care, caps on some studen loan payments and a requirement that companies let workers save automatically for retirement, senior administration officials said.

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http://www.nytimes.com/2010/01/25/us/politics/25obama.html?emc=eta1

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Gorgeous sprawling 4 bedroom 3 bath

• 2 bath, 4 bdrm single story - $1,175,000

 -  Gorgeous sprawling 4 bedroom 3 bath renovated pre-war on park Ave welcomes the family with its sunny spacious interior and oversized windows allowing the glaring sun to lighten the day. This perfect tree lined street begs for a nice family to move onto it and for this price w a low maint of 2000 it won't be too long!

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Murray Hill, Midtown  -  Announcing a price reduction on Park Ave Murray Hill, a 2 bath, 4 bdrm single story. Now $1,175,000 - .

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East Harlem / Spanish Harlem, Manhattan  -  Announcing a price reduction on 1a-west 116 street duplex, a 1,600 sq. ft., 3 bath, 3 bdrm 2 story. Now $699 - Wow! 1600 sf suplex condo.

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Central Park South, Manhattan  -  Announcing a price reduction on 57 street central parc south, a 550 sq. ft., 1 bath single story "Living on the Parc". Now $560,000 - Best Condo Deal.

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Sugar Hill, Central Harlem  -  Announcing a price reduction on 112 street central park west, a 1,100 sq. ft., 2 bath, 2 bdrm single story "beautiful upscale construction". Now $650,000 - Bang for The BUCK Locatio.

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Times Square, Midtown  -  Announcing a price reduction on 17-46 street and 8th ave, a 800 sq. ft., 1 bath, 1 bdrm multiplex "43 floors elegant appointed". Now $769,000 - BestDeal New Lux Condo.

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Risky foreclosures scare off homebuyers

Fewer Americans are willing to purchase a distressed home compared with six months ago, according to a new survey.

Posted by Mai Ling at MSN Real Estate on Thursday, December 17, 2009 12:07 PM

Only 43% of survey respondents indicated they would be somewhat willing to buy a foreclosure, compared with 55% six months earlier. (© Tetra Images/Superstock)Now is not the time for Americans to start getting cold feet about buying foreclosures.

 

Not that their reasoning isn't 100% sound. Buying a foreclosure carries plenty of risks, and in some markets it will put you in competition with investors who are way out of your league.

But if foreclosure filings stay on track, more than 4 million U.S. households will have been at risk of foreclosure at some point this year, with many of those homes also set to hit the market in 2010 if they're not already on it.

 

“By 2010, 30 percent of all real estate transactions will be auctions
according to the National Association of Realtors (NAR).”

A real estate auction is an accelerated method of selling property to a pre-qualified buyer who will name his or her own price.  The successful buyer has the knowledge that they did not over-pay for the property, as another party was willing to pay slightly less than the high bid. 

Informed buyers attend auctions to acquire property in an efficient manner.  The establishment of set sale and closing dates eliminates long negotiation periods.  When attending an auction the potential buyers know that the property will be sold on the day of the auction, at a price they determine.   

You Determine the Purchase Price
Each potential buyer has an equal opportunity to assess the property and determine the price he or she is willing to pay.  As a potential bidder, you will have the opportunity to review all pertinent information compiled by our company prior to the auction.  As the successful bidder, you will find comfort in knowing that you did not overpay, your winning bid was only one bid increment more than another party was willing to pay.
Motivated Sellers
David R. Maltz & Co. Inc. has a 98% sale rate, illustrating the commitment of our sellers.  Rest assured, when we market an auction property, the high bidder typically closes on the sale 30 days after the auction without any contingencies.
Available Information
Each property is designated its own section on our corporate web site.  Within this section, all available and relevant information for each respective property is available.  Print brochures are available for most properties.     
Inspection
Almost every property is available for your personal inspection prior to auction.  All real estate is sold on an “as is, where is” basis, placing the responsibility to inspect the property on the buyer.  It is highly recommended that you hire a professional to conduct an inspection of the premises prior to auction.  We will have representatives at each inspection to answer any questions you may have.
Registration
Each of our upcoming auctions have specific “terms and conditions of sale” which are located on their respective web pages.  In order to register to bid, a certified check must be made out to the appropriate party, as specified by the auction specific terms.
We typically begin registration at the auction location one hour prior to the scheduled auction time.  At this point, our staff will be available to answer any of your remaining questions or concerns.
Bidding
Ask all questions prior to commencement of the auction.
Determine, in your own mind, the amount you are willing to pay under various scenarios.
Be prepared for the fast-paced action and to quickly and affirmatively signal your bid.  Do not miss a great purchase opportunity by waiting too long to enter your bid.
Paying

Congratulations, you are the successful bidder!  Immediately following the auction, you will meet with Audrey Nevitsky @ Company from GREENPROPERTYNY. Inc. representatives and the seller to complete the necessary documents.  Generally, within 48 hours after the auction, your total deposit must equal 10% of the final purchase price.



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Audrey Nevitsky/Broker
GREENPROPERTYNY
NO FEE LUXURY RENTALS
home:201 768-1046
cell:   917 710-1913

I am think about which is a better choice.  To buy a condo built in the 1980's that is kept up very well but you ave to pay tax or

To buy a brand new condo w all the gliz of shiny and new hi end appliances and 421A tax abatements.   Here I am compating Toll Bros New Building at 303 e 39 street new gorgeous green and tax abatred to theChurchill which was build in hte 80's has somer wear and tear but a gorgeous lobby.

The difference is in a new building for 1000 a sf you cannot get sweeping water views unless you oay up and go to 1300 a sf.  In ht eChurchill you can get the sweeping gorgeous views of the East River and city lights but you have boring parquet floors older appliances and are missing some of the green elements that 303 brags about

Who says the road to nirvana is lined with megabucks and designer handbags? Experts are now discovering it's the little (and often free!) things that lead to true happiness — like these bliss boosters.


There's good news in the joy business these days: Recent research suggests it's not a fancy lifestyle that makes people happy. "Rather, any effortless pleasure or thing that strengthens social bonds or gives you a positive sense of control has measurable mental benefits," says Leaf Van Boven, associate professor of psychology at the University of Colorado at Boulder. So we teased out the latest tips from positive-psychology pros. They’re all easy and potent...and most don’t cost a dime.

Flower Power
A cheap sunflower stem for your desk gives a bunch of benefits in one. It has associations with the sun and an almost human-looking face, and the color of its petals has been shown to evoke positive emotions. Plus, people with plants in their offices actually feel happier about their jobs, according to a new study in HortScience.

Give a Pup a Massage
Just hanging around an animal has been shown to reduce stress and lower your blood pressure. But if Fido is high-strung, you can both benefit from rubbing him down, starting around his neck and moving down his spine in small circular movements. He’ll be relaxed and ready to unleash more of that unconditional love. Plus, you’ll get a boost from making another creature feel great.

Take the Long Way Home
Routines comfort humans, but ironically, switching them up and making them more novel also creates positive emotions. Once a week, throw a curve into your commute by swinging by a park on the way home or taking a river road to enjoy the scenery.

Gleeful Eating
Who doesn’t love to chow? Follow these tips to get an even bigger mood boost from your meals.

1. Choose a white plate. Its clean palette accentuates the positive emotions you get from looking at a variety of hues and focuses your senses, making food taste better.

2. Color code your meals. A rainbow of colors makes you happy, but red may trigger you to eat more, so add yellow corn, some peppers, purple eggplant, and a sprig of mint or parsley.

3. Order first at a restaurant. After the first person goes, others tend to choose differently and wind up less satisfied with their pick, says Dan Ariely, PhD, author of Predictably Irrational.

Love Notes 101
Firing one off to your man or even a great friend can bring you a feeling of contentment, says financial adviser Brent Kessel, author of It’s Not About the Money. So we brought in singer-songwriter Ingrid Michaelson, whose romantic songs are iTunes best sellers, to help craft the perfect one.

1. Know your subject. If the object of your affection loves a certain food, color, quote, or animal, write about that. Be specific.
2. Avoid the words heart, soul, rose, forever, and die. All are grossly overused and make you seem unoriginal.
3. Don’t rhyme. Ever.
4. Illustrations are always cool.
5. Make him/her smile. Laughter is the best aphrodisiac.

Just Say No
The happiest people feel they have power over their time, says David G. Myers, author of The Pursuit of Happiness. Say “Sorry, I’m already booked” to a distant cousin’s shower or a nonessential work lunch.

Light a Scented Candle for No Reason
Stop saving your pretty pillar for entertaining and hookups. (What, you alone aren’t worth it?) Burn that thing to wick’s end, especially in a scent like lavender or green apple, which have been proven to lift your mood.

Eat Nostalgic Snacks
You sorta recall loving Fruit Roll-Ups or s’mores as a kid, but chances are, it’s been a million years since you’ve had them. Let us reintroduce you to their selling points: (a) Yum, and (b) the taste flashback brings up the sweet memories linked to these treats.

Set an Absurdly Easy Goal
Even if it’s just Get to work on time, Clean out wallet, or Make homemade vinaigrette, “accomplishments, no matter how insignificant, strengthen your sense of control over your life, and happiness is a by-product of feeling in control,” says psychologist John Reich, PhD.

Flake
Let that mountain of laundry slide for a weekend, and instead, simply read a great book or take a walk in nature. If you can’t hang out at home without guilt, apartment-sit for a pal. “Most of us are wired to do things to make ourselves happy, but just being in the moment creates joy,” says Kessel.

Find Your Perfect Hue
Painting a wall at home can have a mood-boosting effect, says psychologist Nancy J. Stone, PhD, who studies the impact of color. It’s thought that blue is calming (ideal for bedrooms) and green creates a relaxed feeling (good for living rooms). Yellow is said to be cheery — a great kitchen hue.

Go for a Run
Scientists recently confirmed the existence of the endorphin-fueled runner’s high, so get out there and go till you hit your wall. Then ride the exercise buzz...and the sense of satisfaction, whether you made it 1 mile or 10.

Crack Open a Cold One Postsweat
After Ultimate Frisbee with pals, try drinking a beer. It can actually help you rehydrate and prevent muscle pain, says a University of Granada study.

Do you think Obama's Health Care Reform will work or drain funds?

Note that this information is outdated.

26-26 Jackson Avenue. Boutique Condominium by Andreas Escobar.

When/Where: Wednesday July 15, 7:00 pm

Building
Great space for the money/600 a sf

• 845 sq. ft., 1 bath apartment "Loft With High Ceilings" - $575 - Reduced!!!

 -  REDUCED PRICE !!! ITS WAS 630,000$ Reduced to 575000 firm short sale

Large open oversized sunny loft under 700 A SF priced to sell. Best deal in Financial District 845 SF ask 630,000$, maintenance 750, TAX 0 beautiful architectural details, oversized large paneled windows, white oak floors with MODERNGLACIERKITCHENWHITE COUNTERTOPS and Bosch appliances. 10FT coffered ceilings W KOHLER@WATERMARK FIXTURES. Designer Closet systems. Hugh sky lounge featuring state of the art entertainment center, billiard tables, kitchenette, and fireplace. Landscaped outdoor sky terrace features wet bar and fireplace. Rooftop fitness features life equipment with cable TV and docking
I-POD system. Walking distance to South Street Seaport and Battery Park. Steps away from major transportation hubs. Located in the heart of Lower Manhattan residential rennaissance. Showings by APPOINTMENT ONLY. Please feel free to contact me through phone or email.

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Lower East Side, Manhattan  -  We invite everyone to visit our open house at 1003-415 Grand Street on February 22 from 1:00 PM to 3:00 PM.

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